Free Financial Calculators

Plan your finances with our comprehensive suite of investment, tax, and loan calculators — built for Indian investors.

32+Calculators

5Categories

FreeAlways free

All Investment Loan Planning Stock Market Tax

Investment 10

Calculate returns on monthly SIP investments

Lump Sum Calculator

Calculate returns on one-time mutual fund investments

Step-Up SIP Calculator

Model SIP with annual top-up and see the extra wealth created

Calculate PPF maturity amount for 15-year lock-in

ELSS Calculator

Calculate ELSS returns and Section 80C tax savings

Calculate Fixed Deposit maturity amount and interest

Calculate Recurring Deposit maturity amount and interest

Estimate NPS corpus and monthly pension at retirement

CAGR Calculator

Calculate Compound Annual Growth Rate of any investment

Gold Investment Calculator

Calculate returns on physical gold, Gold ETFs or Sovereign Gold Bonds

Loan 6

Calculate monthly EMI for any loan instantly

Home Loan EMI Calculator

Calculate home loan EMI with amortization schedule

Car Loan EMI Calculator

Calculate car loan EMI and total cost of ownership

Personal Loan EMI Calculator

Calculate personal loan EMI and compare offers

Loan Eligibility Calculator

Find out the maximum loan amount you can borrow

Education Loan EMI Calculator

Calculate education loan EMI including moratorium period

Tax 7

Income Tax Calculator

Calculate India income tax under old and new regime FY 2025-26

Add or remove GST from any amount instantly

HRA Exemption Calculator

Calculate HRA exemption and reduce your income tax

Capital Gains Tax Calculator

Calculate LTCG and STCG tax on stocks, mutual funds and property

Calculate TDS applicable on salary, FD interest, rent and contracts

Gratuity Calculator

Calculate gratuity amount payable after 5 years of service

Salary / CTC Calculator

Break down CTC to in-hand monthly salary

Planning 5

Retirement Calculator

Calculate how much you need to retire comfortably in India

Inflation Calculator

Calculate future cost and purchasing power erosion

Education Planning Calculator

Calculate how much to save for child's education

Rent vs Buy Calculator

Should you rent or buy a home? Get a data-driven answer

Net Worth Calculator

Calculate your total net worth — assets minus liabilities

Stock Market 4

Dividend Yield Calculator

Calculate dividend yield and annual income from any stock

P/E Ratio Calculator

Calculate P/E ratio and estimate fair value of any stock

Calculate absolute and annualised return on any investment

Brokerage Calculator

Calculate total brokerage, STT and exchange charges for trades

Why Use Alerfo Financial Calculators?

Our calculators are designed specifically for Indian investors — using Indian tax laws, SEBI regulations, GST rates, and rupee-denominated figures. Every calculator runs entirely in your browser — no data is sent to any server.

Investment Calculators

From SIP and lump sum to PPF, ELSS, NPS and RD — our investment calculators help you understand the power of compounding and plan your wealth creation goals. The SIP Calculator and Step-Up SIP Calculator are popular among mutual fund investors.

Loan Calculators

Use our EMI Calculator for home loans, car loans and personal loans. The Loan Eligibility Calculator tells you how much loan you can get based on your income.

Tax Calculators

The Income Tax Calculator supports both old and new tax regimes for FY 2025-26, with Section 80C deductions and HRA exemption. The GST Calculator helps businesses compute GST-inclusive and exclusive prices.