Planning
Inflation Calculator
Calculate future cost and purchasing power erosion
Popular Calculators
Enter Details
₹
%
Yrs
Results
Future Cost—
Today's Value of ₹1L at that time—
Price Multiplier—
Today's Value
Inflation Impact
Example Calculations
Quick reference scenarios to validate your planning
| Scenario | Result |
|---|---|
| ₹1 lakh at 6% inflation for 10 years | Future cost: ₹1.79 lakh |
| Monthly expenses ₹50K at 6% for 20 yrs | Future: ₹1.60 lakh/month |
How It Works
Formula, methodology and key concepts explained
Inflation silently erodes purchasing power. ₹1 lakh today at 6% inflation will need ₹1.79 lakh in 10 years to buy the same things. This calculator helps you plan investments that beat inflation — the real benchmark for wealth creation.
Pro Tips for Planning
Expert guidance to get the most out of your calculation
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Frequently Asked Questions
Common questions about Inflation Calculator
- India's CPI inflation has averaged 5–7% over the past decade. Food inflation often runs higher at 7–10%. The RBI targets 4% ± 2% CPI inflation. For financial planning, use 5–6% as a conservative assumption.
- If your investment returns less than the inflation rate, you're losing real purchasing power — even if the nominal amount grows. This is why cash savings and very low-yield FDs are dangerous for long-term wealth.
Key Numbers to Know
Benchmark figures for Planning planning in India
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Disclaimer: All calculations are estimates for planning purposes only. Results are based on the inputs you provide and assume constant rates. Actual returns may vary due to market conditions, inflation, tax law changes, and other factors. This is not financial advice. Consult a SEBI-registered investment advisor for personalised guidance. GST rates and income tax slabs are as per latest available information (FY 2025-26) and may change.
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