Investment
NPS Calculator
Estimate NPS corpus and monthly pension at retirement
Popular Calculators
Enter Details
Yrs
Yrs
₹
%
%
%
Results
Total NPS Corpus—
Lump Sum (60%)—
Monthly Pension—
Lump Sum
Annuity
Example Calculations
Quick reference scenarios to validate your planning
| Scenario | Result |
|---|---|
| Age 30, ₹5,000/month, 10% return, retire at 60 | Corpus: ₹1.13 crore, Pension: ₹22,595/month |
How It Works
Formula, methodology and key concepts explained
NPS is India's pension regulator (PFRDA)-governed scheme with market-linked returns. It offers the best tax deductions of any investment — up to ₹2 lakh annually under 80C + 80CCD(1B) combined.
Pro Tips for Investment
Expert guidance to get the most out of your calculation
Track Stocks Behind Your Calculations
Add any stock to Alerfo and get instant alerts when news breaks — earnings, results, SEBI filings, analyst upgrades & more.
Frequently Asked Questions
Common questions about NPS Calculator
- NPS (National Pension System) is a government-regulated pension scheme. You contribute monthly during working years; at 60, you receive a lump sum (max 60%) and use the rest to buy an annuity (pension plan).
- NPS offers triple tax benefits: Section 80C (₹1.5L limit), Section 80CCD(1B) additional ₹50,000, and employer contributions under 80CCD(2) — potentially saving ₹62,400+ annually for 30% bracket taxpayers.
- Full withdrawal only at age 60. Partial withdrawals (25% of own contributions) are allowed after 3 years for specific needs: higher education, marriage, medical treatment, home purchase.
Key Numbers to Know
Benchmark figures for Investment planning in India
Related Calculators
You might also find these useful
Disclaimer: All calculations are estimates for planning purposes only. Results are based on the inputs you provide and assume constant rates. Actual returns may vary due to market conditions, inflation, tax law changes, and other factors. This is not financial advice. Consult a SEBI-registered investment advisor for personalised guidance. GST rates and income tax slabs are as per latest available information (FY 2025-26) and may change.
📈 Get free stock alerts on WhatsApp
Join Alerfo Free